Terms & Conditions

Welcome to BankingEcho.com (the “Website”). These Terms and Conditions (the “Terms”) govern your access to and use of the Website, operated by Robert M. Holt (“we,” “us,” or “our”). By accessing or using the Website, you agree to comply with these Terms. If you do not agree to these Terms, please refrain from using the Website.


1. Acceptance of Terms

By accessing and using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy, which is incorporated herein by reference.


2. Modifications to Terms

We reserve the right to modify or update these Terms at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms regularly.


3. Eligibility

You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you meet this eligibility requirement.


4. Use of Website

4.1 Permitted Use You may use the Website for informational purposes only, in accordance with these Terms and applicable laws.

4.2 Prohibited Conduct You agree not to:

  • Use the Website for any unlawful or unauthorized purpose.
  • Upload or transmit viruses, malware, or other harmful content.
  • Interfere with the operation or security of the Website.
  • Attempt to access unauthorized areas of the Website.
  • Use automated systems (e.g., bots) to access the Website.

5. Intellectual Property

All content on the Website, including text, graphics, logos, and software, is the property of BankingEcho.com or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works based on the content without prior written consent from us.


6. Disclaimer of Warranties

The Website is provided “as is” and “as available” without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee the accuracy, completeness, or reliability of the Website’s content.


7. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages arising out of or related to your use of the Website, including direct, indirect, incidental, consequential, or punitive damages, even if we have been advised of the possibility of such damages.


8. Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the content or practices of these third-party sites and encourage you to review their terms and privacy policies before using them.


9. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice, for any reason, including but not limited to a breach of these Terms.


10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Texas.


11. Contact Information

For any questions or concerns regarding these Terms, please contact us:

Robert M. Holt
1640 Grant Street
Laneville, TX 75652
Phone: +1 903 863 9491
Email: [email protected]
Website: www.bankingecho.com


Thank you for visiting BankingEcho.com. By using our Website, you agree to abide by these Terms and Conditions.